RESULTS OF THE VOTE TO MERGE WITH ALIANT CREDIT UNION VOTING YES - 372 VOTING NO -     95 NO VOTE -           3 CONGRATULATIONS!!

We work just as hard, but our paycheck just doesn't go as far as it used to. Doesn't it makes sense to save where you can? We can help, with one of our famous: "Low Loan Rates" Whatever your borrowing needs, check with us first, then find out just how low YOUR rate can be!!  And save even more with no hidden fees. Apply today and find out why "Membership has it's Benefits". **APR:  Annual Percentage Rate & approval determined by the applicant(s) credit history, relationships with the credit union, value of collateral & term. *MEMBERSHIP REQUIREMENTS:  Minimum regular share balance $10. New members pay $1 membership fee. Membership available to anyone who lives or works in Gage County, Nebraska. Safety In Numbers.  $2.8 Billion In Assets  420,000 Nebraskans :  100% Federally Insured    '0' People Who Have Lost Deposits. Credit Unions ... where people are worth more than money.                    We treat people like they own the place. (Because they do.)Member owned. It's why credit unions work for people.   When you click on the 'LIBERTY' or 'ezcardinfo' link you are entering another website not controlled by us. The privacy and security policies of those sites may  differ from those practiced by us. We are not responsible for the content on these sites and do not represent either you or the third party if you should enter into a transaction with them.       *2.9% for 90 Days** As Low as 5%** After 90 Days : Borrow Up to 100% Equity : No Closing Costs* **Annual Percentage Rate varies according to the Prime Rate published in the Wall Street Journal (index**) & based on borrower's credit history & percentage of loan to value available. Maximum loan amount not to exceed 100% of existing equity in your home based on current tax evaluation or appraised value. Minimum first advance $5,000. No closing costs or fees does not include appraisal if needed. Home owners insurance required. Minimum share balance $10. New members pay $1 membership fee. Membership available to anyone who lives or works in Gage County, Nebraska.   LOOKING TO THE FUTURE... You decided.  Now we work to make the new Credit Union the best it can possibly be for all members.  As always, we encourage you to contact any of your officials or staff with any questions.   #9:  The merger passed, what's next?   It was exciting to see such an overwhelming response!  The members of your credit union board want to thank you for your trust in them and their work to represent you interests.  We spent more than a year making sure this was the best for our members going into the future.  Our new Credit Union is still locally owned- because you are still the owner.  Your CU is much bigger, with more members, but we are still "One Member, One Vote".   December 1, 2008 has been set as the official merger date.  Between now and then we will be working diligently to combine the data from both credit unions in the most efficient way that continues to serve all members long into the future.  There will be some necessary changes in order to do this.  But each decision is made after much thought and consideration given to the needs of all members.  We will be sending correspondence over the next few weeks keeping you informed.  We will make every effort to keep the transition as smooth and effortless as possible for you, the member.  We will be available to help you any way we can as changes are made to improve a product or service.        ...At a Glance... October Target Yield APY*   48 Months 4.00% >> More Rates       Minimum Balance $1,000 : KC & SUN Minimim $500.  Dividends compound quarterly & can be paid quarterly or monthly. Yields determined by the Board of Directors at their regular monthly meeting according to earnings & market conditions. Yields accurate as of July 28, 2008.      APY* = Annual Percentage Yield. Penalty for Early Withdrawal. Vehicle Loans APR* New/Used Valued $15,000+   4.00%** - 12.00% New/Used $7,000+   5.00%** - 13.00% >> More Rates **Rates determined by borrower's credit history and member relationships. Must be a member to qualify. Member Qualifications: Live or work in Gage County,  or is an immediate family member of current member. Membership becomes active upon payment of a one-time $1 fee & $10 minimum deposit to regular shares. Available as Fixed Rate or Line-Of-Credit Loans.  APR* = Annual Percentage Rate FALL     OFFICE SCHEDULE: Oct. 13th:  "Columbus Day" Drive Thru Open 7:30 - 6:00 Nov. 11th:  "Veterans Day"  Closed Nov. 27th: "Thanksgiving" Closed